稅務資源中心

Taxes are an important consideration when making any investment decision. The TD Asset Management Inc. tax resource centre is here to provide you with important tax related tools and resources for your registered savings plans, mutual funds, and exchange-traded funds (ETFs) to help you make informed decisions.


Important Information About Your Tax Slips

For an ETF held in a non-registered account, you will receive a T3/R16 tax slip for distributions received during the tax year from the dealer where you hold your units.

For mutual funds, your T3/R16 tax slips are sent directly by the mutual fund issuer.

Slips are required to be mailed by the end of March.For the breakdown of TD Mutual Funds and TD ETFs distributions for the year, refer to Fund Distributions below.


Tax & Retirement Planning

道明資產管理有限公司(TDAM)理解省稅策略對於投資者的重要性。加拿大人有許多省稅的投資工具可供選擇,以幫助最大限度地提高稅後收入並增長其投資組合。

For example, you may consider using a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) to save for retirement or a Registered Education Savings Plan (RESP) for a child's education. You may also want to take advantage of appropriate deductions and government sponsored benefits. In addition, consider whether it is advantageous to hold investments that earn relatively tax-efficient income, such as Canadian dividends or capital gains.

道明資產管理有限公司編制本指南的目的是簡要介紹一些稅務規劃資訊。


Tax Insights

  • People will soon be able to put more money into their Tax-Free Savings Account. The contribution limit is set to rise to $7,000 for 2024, up from $6,500 in 2023. Georgia Swan, Tax and Estate Planner, TD Wealth, joins Anthony Okolie to discuss how the limit gets calculated and how you can make the most of the TFSA benefits.

  • While investors shouldn't prioritize tax efficiency when investing in ETFs, taxes can have a profound effect on overall return.

  • Tax-loss selling is the act of selling a security at a loss (capital loss) and using the loss to offset realized gains (capital gains) incurred from selling other securities in a non-registered account.

  • Important dates and reminders you need to know for the tax year as well as links to helpful resources.


基金分紅

每年一次

每年一次

每年一次

每年一次

TD Mutual Funds Distribution Summary

TD ETFs Distribution Summary

How Do Mutual Fund Distributions Work?

互惠基金支付的派息代表基金所持不同類型的投資產品所產生的收益。隨著這些投資產品賺取收益或被基金售出,收益會以不同的方式進行分配。根據收益的來源,互惠基金派息會產生不同的稅金,因此您必須清楚這一點方可進行有效的稅務規劃。

Download the Distribution Guide Here

了解更多

工具及計算機

  • 退休儲蓄計算機

    以易於打印的格式創建個人化退休計劃。

     

  • 免稅儲蓄賬戶計算機

    無論您要為夢幻婚禮、應急資金、首間住房或特長假期進行儲蓄,免稅儲蓄賬戶均可幫助您更快達成目標。

     

  • 複利計算機

    長期投資是為未來儲蓄的絕佳方式。使用複利計算機,查看您的投資如何隨著時間增長。