TD Simple Savings

View the TD Simple Savings Account Guide.

^*Annual Percentage Yield (APY) is accurate as of and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

¹For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account Agreement for more details.

²Overdraft Services do not apply to TD Essential Banking Accounts. We may decline or return transactions that would result in an overdraft. Transactions that you make may cause your Account to overdraw but we will not assess your TD Essential Banking Account an overdraft fee or return item fee. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction.

³Savings Overdraft Protection transfer initiation is automated at end of the Business Day when the pending and posted transactions result in an overdraw balance. You may still be assessed an Overdraft fee ($35 max of $105 per day per account) if the transfer could not be made such as; if there is not enough money in the linked Savings or Money Market account to cover the overdrawn balance or if you manually transfer the money after overdrawing your account and your transfer is insufficient to cover the overdrawn balance.

⁴TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. 須遵守其他限制條件。 請參考流動存款服務附錄。

⁵Monthly Maintenance Fee is waived for primary account holders ages 17 through 23. Upon the primary account holder's 24^th birthday the account will be subject to the monthly maintenance fee unless the $100 minimum daily balance is maintained.

免除⁶TD Complete Checking每月維護費，只需滿足以下任一條件：在一個賬戶結單週期內的直接存款達$500或以上；或者維持$500的每日最低餘額；或在選擇相關的所有個人存款賬戶中持有$5,000的每日最低合併餘額；或主要賬戶所有持有者的年齡介乎17至23歲之間。

TD Bank received the highest score in the Southeast region of the J.D. Power 2019 U.S. Retail Banking Satisfaction Study of customers' satisfaction with their own retail bank.請至jdpower.com