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Write your own story. Your future awaits you.

Live the life you want while working towards a sound plan for your future. That's why we're here - to help you manage and grow your finances to achieve your financial goals. Let's start by looking at borrowing options for your day-to-day needs, and long-term investment options for the bigger goals in your life.

Write your own story. Your future awaits you.

Live the life you want while working towards a sound plan for your future. That's why we're here - to help you manage and grow your finances to achieve your financial goals. Let's start by looking at borrowing options for your day-to-day needs, and long-term investment options for the bigger goals in your life.

Plan your financial future

Making smart financial decisions today can help set you up for future financial success tomorrow.

Borrow better to meet your needs

There are several reasons why you might want to borrow money. Learn about our borrowing products and services, and discover the different loans and lines of credit options to figure out the best one for your needs.

Need help finding the right TD borrowing products?

只需回答幾個簡單問題。 We'll suggest TD products to help you address your borrowing needs.

立即開始

Prepare for the future you want

How to borrow better

Whether you’re considering borrowing now or in the future, here are some tips and advice to help you make informed decisions when it comes to managing loans and credit.

常見問題

There are four main types of Lines of Credit offered to consumers by TD Canada Trust

  • 個人信貸
    TD個人信貸是您為日常採購及大額消費提供資金的明智選擇。 了解更多
  • 學生信用貸款
    學生信用貸款是一種提供給學生的借貸產品，可幫助支付高等教育的相關開支。 了解更多
  • 投資抵押信用貸款​​​​​​​
    使用合格投資作為抵押，享受比無抵押信用貸款更低利率的貸款。 了解更多
  • TD房屋資產淨值靈活信貸
    The TD Home Equity FlexLine is secured against your home, giving you access to credit and a lower interest rate than a personal line of credit. 了解更多

In order to process your application for a loan or a line of credit, you will be asked to provide –

  • 申請信貸的目的，比如房屋裝修或者購買新車
  • 個人資料如姓名、地址、出生年月和社會保險號（社會保險號選填）
  • 詳細的就業和收入情況
  • 連署人的詳細情況（如適用）
  • 您的資產，如汽車、銀行賬戶、投資、房屋等等
  • 您的負債，包括任何貸款、信用卡餘額、按揭等，以及您的每月還款總額

 

Also, you will need to provide the following additional documents if you are using your home as security –

  • 房產稅證明
  • A copy of your property insurance policy

Apply for a single borrower personal loan, or unsecured line of credit online now.

*我們不能線上處理下列個人信貸產品的聯合申請：貸款（包括退休儲蓄計劃）和信用貸款。 If you would like to apply for a joint loan or line of credit, please visit your nearest TD Canada Trust Branch or by calling 1 877 247 2265.

若要符合房屋貸款的資格，申請人的年收入總額、信用記錄及資產和負債（過去或現在）都將影響我們最終的信貸決定。

To determine the amount of mortgage you may qualify for, try our Mortgage Affordability Calculator to help you determine the right amount of mortgage for your financial situation. Our Mortgage Payment Calculator - helps you calculate mortgage payments on the amount you would like to set up.

Another tool to help you review your mortgage options is our Which Mortgage Works for Me? Tool, which recommends a mortgage product that is best suited to your needs.

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